The December Budget

Decembers Budget

Mortgage: $553 (fixed)
Car Insurance: $87 (fixed)
Food/Alcohol:$200 (includes dog food)
Student Loan: $175 (fixed)
Utilities: $150
Gas-Auto:$120
Emergency Fund: $200 (fixed until I reach my goal)
ING contribution: $25 (fixed-forced savings)
Phones:$65
Health Insurance:$100 (fixed)
Misc:$150

Total: $1,620


I upped my budget on a couple categories, gas for the car since gas prices seem to be increasing and I have some out of area travel, miscellaneous in case I have to do any more massive expeditions to the laundromat and my health insurance as that is actually a contribution to my HSA account and I use those funds to pay my portion of the Health Insurance Premium.

I have not budgeted for Christmas because, honestly, I don't know what I am going to for Christmas or who I'm going to buy gifts for. The only ones on my list are the dear neighbors because they have been such great people and great friends. I think their kids might enjoy some gas cards or gift cards to Starbucks. The girls are of that age. Me personally, I'd just be happy with a great Christmas lunch and a bunch of thoughtful cards. But we shall see!

I may have to go over on my utilities, I got a propane delivery and only paid half last month, will pay the other half this month, and the rest is contingent upon my electric bill.