I just got a call from one of the dealerships, I was pre-approved for a loan maximum of $18,000 at a rate of 14.5%. Christmas Crackers, they only submitted the information at 9:00 AM and it's about two hours later.
For someone with a fresk BK discharge, 14.5% is a great rate. From what I'v read, I was girding my loins for an interest rate of around 20%.
Lets see what the other dealership comes up with.