Friday, December 28, 2007

Tale of the Tape to Be Posted Later and January Goals and Budget

I've down loaded my bank statement for the month and will be cross referencing it with my receipts over the weekend and will post my Tale of the Tape then.

I do already have a few January Goals as I've already stated, but here is a new one for me

Plan a zero based budget for February.

Since I've started this blog, I've put myself back on a budget, but while I was easing myself into it, I did not have a zero based budget. I needed a few months to figure out what my expenses were and where I could, can and must cut back. Like I've stated before, I'm in a huge re-learning curve with my personal finances.

Having a zero based budget will make me more accountable for those things I'm currently marking "miscellaneous" and should not be.

If I am serious about saving for a new to me car (and darn it I am), I need to be serious about doing a zero based budget. I know I can afford a new car, now to budget for it and be accountable for all my income.

5 comments:

SavingDiva said...

Good luck with the budget!

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