One reason many of us start blogs and personal finance ones is because we need an outlet for our worries and concerns about our finances. Personal finance is pretty much a taboo subject in American culture. In general, most folks don't go to parties and discuss their VISA debt or any debt at all. It just makes people uncomfortable to talk about. Discussing personal bankruptcy, heck you may as well put a big fat black B on your chest and watch yourself be really shunned, it just makes folks uncomfortable.
In my case, I started this blog after spending about 8 months reading other PF blogs. I was in the middle of my Bankruptcy filing and dealing with those issues and all the conflicting emotions and feelings I was having about becoming Bankrupt. The blog gave me a place to vent and to share. I've gotten some excellent advice both in my comments and in my e-mail from my readers and for that I am very grateful. I did this Bankruptcy all on my own. I'm not married, not currently in a steady relationship and of course, did not tell my family or friends (save for 2 friends). I used this blog as a place to vent, get support, and get information and I still do use it for that reason. I may be discharged, but I have a long way to go before I really "bounce back from bankruptcy". I'm in a huge learning curve and will be for a long time.
Along the way I have collected a number of blogs I read on a regular basis. I have the "baby bloggers", those single folks in their 20's and early 30's who are paying off student loans, credit card debt while trying to balance having a social life and a work life. The families working towards debt reduction or the goal of buying a home and I'm slowing finding the "boomer bloggers"-people closer to my age that blog about personal finance and life. What I love about the blogsphere is the diversity of the authors of each blog.
I have one blog I've been reading for a while that has gone very quiet. It's a woman who has written about her (and her husbands) struggle with debt and personal finance. They are struggling, they have car, boat, mortgage, loan and credit card payments. She was making progress each month towards her debt reduction. A few weeks ago she stopped posting. I figured she was taking a break, she did say she wanted a little break from blogging to just relax a bit. I clicked onto her link today and got the message that the author deleted the blog. I've had a couple links where I've gotten the same message, blog unavailable, blog only open to invited readers, blog deleted.
I worry about some of those blog authors. The common theme prior to deletion was that of more pain and despair, you could read the struggle they were having with managing their money. The other common theme was they almost without exception where the ones shouldering the responsibility of the debt, even if they were in a relationship, it seems they were the one person coordinating the debt reduction and taking on all the responsibility. Since they were blogging (anonymously) about it, I had hoped that maybe they were taking some of the advice under consideration (the good, the bad, the kind and the not so kind.).
For any of you who may read this blog and would like to start your own, please do!. Ask for reciprocal links, put yourselves out there, make the time a couple times a week to post. I've gotten tons of support from people and even more ideas, hints, help, suggestions and resources than I can ever list here. Just don't go "silent" and leave us all wondering 'what happened"/