I'll let you know what happens.
Friday, March 27, 2009
Step One-Get the application
I stopped at my credit union on my way home yesterday and picked up a car refinance loan application. I'll sit down this weekend and fill it out. I figure I have NOTHING to loose (maybe a couple points on my credit score) and drop it off at the credit union one day next week. I'm not looking for the rock bottom interest rate, I'm just looking for a better rate than I currently have.
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While you are there, ask for a credit card application. While I didn't file bankruptcy, my credit score was in the toilet. My credit union gave me a card with $1,000 limit. And a better interest rate than most. (9.9%)
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