I decided to hop on it and got copies of my credit report and I paid for the scores as well before my chance to get the Experian score went bye-bye.
Hum.... Experian is already using a formula called Vantage Score to give consumers a credit score. I had hoped to get my Fico score from Experian, but no go. I got a FICO score from Equifax, Transunion I think gave me a Vantage Score as well. I'm going to log back into TransUnion and double check that. I can re-view that report for up to 30 days.
Last year I pulled two of my three credit reports to check the information on them. I may have filed bankruptcy, but even the bad and negative information should be correct information. If you are post BK and your attorney has not pulled your report, I strongly recommend you pull the reports and make sure all your debt information is correct.
My scores ended up being
Equifax: 660 (old Fico System)
Transunion: 733 (not clear, probably new Vantage System)
Experian: 758 (new Vantage System)
My FICO score last year from
I don't know what my score was pre the Bankruptcy, probably down in the low 500's-yikes. I'll probably pay for the scores again in the fall.