Ugh, this trip is costing me lots of cash. AND when I got to my weekend job today, no pay check as I had hoped. I had hoped for another partial paycheck, but the trainer is off this weekend and as told earlier, new checks will be cut next week. It's times like this I wish for direct deposit for this job. I made the offer to bring over to the UK some treats and clothes for my friends. Last time they did not take me up on the offer, this time they did. I have laid out about $300, of which I'll get back $280 (I bought two tee-shirts as gifts).
Clothes are much less expensive here in the US than they are in the UK. Like half the price. I've picked up jeans, sweatshirts, a fleece jacket, and some shoes. I've figured out the exchange rate and I'll get paid in Sterling when I'm "across the pond". It's just a little shocking to see the money depart my account NOW. I will use that money as my pocket cash. The upside is I'll be given cash and I won't have to pay that overseas transaction fee of 3% when I take money out of the ATM.
I went to my bank to "buy" some Sterling and found out they no longer sell or buy non US dollars. They directed me to the local Bank of America. I figured out that it will be cheaper for me to just go to the currency exchange booth at the airport and get some Sterling to get me started. BoA has some sort of a ridiculous fee that is more than the exchange booth (or at least what the exchange booth web site has printed).
28 comments:
It's hard to see money drain out of the account but at least you'll get back the bulk of it .. and you're having fun, right? :)
Well, think of it as storing your spending cash over there temporarily. Then once you arrive you can give them their goodies and they can give you your cash - as you said, without the exchange fees. I can see it would be a pain though.
That's nice of you to take over gifts and other items. I know England is pretty expensive, I'm not surprised those things are cheaper here. I know how you feel about the cash drain, I always spend more on vacation than I mean to. But you only live once, I hope you enjoy the trip.
You know you should never use those currency exchange places right? They are a big rip off. This is not new news, this is the way it has been for years. Either simply go to a cash machine at the airport in london and use your ATM card or go to a bank in england and change travellers checks. the fee they charge you for changing money at a currency exchange place is exhorbitant.
I have been to London 40 times in the last 25 years and trust me, your bank will charge you about $3.00 for taking cash out of it in England--much cheaper than paying at a currency exchange.
Elizabeth-You have good advice, but it won't apply to me this trip. Up until these past couple years, I've traveled extensively in the UK and have done all the various ways of getting USD to Sterling. It used to be the ATM option was the cheapest and easiest way. I'd hit the local Lloyds TSB or HBSC, get some cash from the "hole in the wall" and be on my way with minimal fees. I used to have a credit card that charged minimal fees as well.
My local bank will not only charge me a conversion fee, but an overseas's transaction fee of 5% per use as well if I use my ATM/Debit card, PLUS a flat fee for using the card overseas. It's clearly spelled out in their policies, so no surprises on my end for the use of the card while traveling, I even asked that question when I opened the account a few years ago. It's a small local bank. It has other perks that make up for their odd currency exchange guidelines (Canada being the exception to their policies for foreign transactions). My other bank that I have an account with an ATM/Debit card with, not quite as small, not quite as local, also changed it's policies about a year ago much to my dismay. I know some UK banks are also charging fees as well. The currency exhange fees end up being less expensive than my bank, I did the math on the numbers. Buying currency from BOA as a non BOA customer (my local bank does not sell non USD, BOA does) also ended up being more expensive than exchange (my bank charged a small fee, BOA charged a small fee). I also checked out Triple A with pretty much the same results. Except for landing at the airport (and it's not in London), I'll be in very small towns, one of which does not even have a bank. The other town does have a bank and one of my friends was going to get back to me today with what they will charge for converting dollars to Sterling since she is a customer of the bank. We may go that route and if that is the case, I'll bring a wad of US cash with me and change it on Friday. I'll just keep any unused money for the next trip and not get hit with a fee for converting back to USD. I don't mind paying a fee one way,I don't want to pay it twice and get wacked on the repurchase of currency, which is NEVER in the customers favor.
side effects of viagra videos viagra make your own viagra viagra attorneys buy viagra online at viagra logo cheap herbal viagra viagra logo viagra prescription uk viagra equivalent does viagra really work make your own viagra generic name of viagra viagra 6 free samples
Hello!
You may probably be very curious to know how one can manage to receive high yields on investments.
There is no initial capital needed.
You may commense to get income with a money that usually is spent
for daily food, that's 20-100 dollars.
I have been participating in one company's work for several years,
and I'm ready to share my secrets at my blog.
Please visit my pages and send me private message to get the info.
P.S. I make 1000-2000 per day now.
http://theinvestblog.com [url=http://theinvestblog.com]Online Investment Blog[/url]
navy seal singles [url=http://loveepicentre.com/]new dating site for free membership and registrations[/url] singles chat rooms http://loveepicentre.com/ free dating sites in uk
fda approval for tiburon [url=http://usadrugstoretoday.com/products/ophthacare.htm]ophthacare[/url] male art models wearing penis rings http://usadrugstoretoday.com/products/abilify.htm supporting drug testing in high school http://usadrugstoretoday.com/products/alavert.htm
association for professionals in infection control [url=http://usadrugstoretoday.com/products/omnicef.htm]omnicef[/url] overseas medical volunteer [url=http://usadrugstoretoday.com/products/grifulvin-v.htm]slice of sci fi blood ties[/url]
http://healthboard.in/cytoxan/herceptin-cytoxan-taxotere
[url=http://healthboard.in/decadron/decadron-withdrawl]bartells drugstore[/url] porter ely drug [url=http://healthboard.in/cyclophosphamide/cyclophosphamide-before-transplant]cyclophosphamide before transplant[/url]
gumamela as medicine http://healthboard.in/colchicine/colchicine-not-always-cause-diarrhea
[url=http://healthboard.in/carbohydrate/carbohydrate-absorption-deficiency]online canada pharmacy[/url] viagra silagra [url=http://healthboard.in/coumadin]coumadin[/url]
physiotherapist vacancies in ministries of health http://healthboard.in/clomipramine/male-cat-spraying-and-clomipramine
[url=http://healthboard.in/cozaar/benadryl-cozaar]cozaar erectile dysfunction[/url] information on the price of levitra in the us and [url=http://healthboard.in/depressive]depressive[/url] the drug klonipin [url=http://healthboard.in/crestor]crestor[/url]
http://webhealthcentre.in/health-centers/wilkes-county-health-department
[url=http://webhealthcentre.in/cymbalta/how-to-withdraw-from-cymbalta]ben johnson olympics drugs[/url] prostate health natural [url=http://webhealthcentre.in/cat-health/trusted-health-products]trusted health products[/url]
kang zhu chinese traditional medicine 24 cup theraphy http://webhealthcentre.in/procardia/what-is-procardia-xl
[url=http://webhealthcentre.in/cymbalta/wellbutrin-xl-with-cymbalta]statistics from 2000 to current on drug abuse[/url] human research and minnesota and protect and drug studies [url=http://webhealthcentre.in/cymbalta]cymbalta[/url]
buy dreampharmaceuticals from levitra online http://webhealthcentre.in/cyclophosphamide/cyclophosphamide-and-neurotoxicity
[url=http://webhealthcentre.in/primidone/primidone-level]neighborcare pharmacy[/url] free men inhancment no drugs [url=http://webhealthcentre.in/tramadol/all-about-tramadol-witches]all about tramadol witches[/url] intestinal disorders induced by drug use [url=http://webhealthcentre.in/risperidone/children-risperidone]children risperidone[/url]
http://alwayshealth.in/skin-infection/yeest-infection
[url=http://alwayshealth.in/smoking/does-smoking-cigerettes-make-acid-reflux-worse]catagory a drugs in pregnancy[/url] cough medicine grape [url=http://alwayshealth.in/omeprazole/omeprazole-cap]omeprazole cap[/url]
switzerland pharmacy drug http://alwayshealth.in/the-pill/n357-pill
[url=http://alwayshealth.in/china-tea]drug and alcohol testing industry association[/url] paula drugstore with me for makeup [url=http://alwayshealth.in/no-prescription/cheap-evista-prescription]cheap evista prescription[/url]
rx drugs political cartoon http://alwayshealth.in/penis-growth/best-friends-penis-sucking-after-school-fun
[url=http://alwayshealth.in/heart-rates/fast-heart-sounds]obama health care analysis[/url] buying drugs online without a prescription [url=http://alwayshealth.in/muscle/random-muscle-sensory-symptoms]random muscle sensory symptoms[/url] crip drug [url=http://alwayshealth.in/pain-relief/pain-relief-medication-for-tooth-abscess]pain relief medication for tooth abscess[/url]
download europe travel videos http://atravel.in/inn_mountain-sports-inn-killington-vermont travel to arintina
[url=http://atravel.in/plane-tickets_budget-plane-tickets]canadian travel companies nursing in dubai[/url] discount travel for a large group [url=http://atravel.in/tourist_tourist-atraction-in-visayas]tourist atraction in visayas[/url]
st augustine travel information http://atravel.in/adventure_youghagheny-adventure-race
[url=http://atravel.in/maps]edmonton travel jasper avenue[/url] dreamcatcher travel [url=http://atravel.in/motel_royal-motel]royal motel[/url]
mersey travel liverpool http://atravel.in/flight_china-air-flight-011 travel to the north pole [url=http://atravel.in/inn_americas-best-value-inn-connecticut]americas best value inn connecticut[/url]
volkswagen auto wrecking seattle http://autoexpress.in/racing/dell/west/racing schmelz countryside volkswagen
[url=http://autoexpress.in/bugatti/bugatti/neck/ties]mercedes benz 300e[/url] history of automobile brake system [url=http://autoexpress.in/buell/sism/recyclibng/buell]sism recyclibng buell[/url]
auto salvage auction pennsylvania http://autoexpress.in/racing/mrs/racing/components
[url=http://autoexpress.in/rally/koda/xpand/rally]renazco racing[/url] mercedes benz e350 bike rack [url=http://autoexpress.in/cadillac/cadillac/cts/deals]cadillac cts deals[/url]
swf auto electric gmbh http://autoexpress.in/saleen/saleen/h281
[url=http://autoexpress.in/royce/rolls/royce/beverley]green auto loans[/url] what are capital resources for automobile [url=http://autoexpress.in/plymouth/plymouth/probate/court/htm]plymouth probate court htm[/url]
plaid golf shoes http://topcitystyle.com/white-pink-roberto-cavalli-color34.html rico puhlmann a fashion legacy [url=http://topcitystyle.com/multi-dress-shirts-color71.html]clothespin punishment stories[/url] disney clothes
http://topcitystyle.com/takeshy-kurosawa-trendy-windbreaker-jacket-item918.html nurses shoes shop [url=http://topcitystyle.com/white-red-navy-blue-men-color73.html]gucci watches[/url]
amateur forum video http://xwe.in/erotic-video/nes-erotic-roms
[url=http://xwe.in/ass-sex/sue-big-ass]adult sunday school lessons christmas[/url] bamboo adult films [url=http://xwe.in/erotic-video/her-erotic-boudoir-photo-session]her erotic boudoir photo session[/url]
girl fucking girl in ass with dildo http://xwe.in/shemale/asian-shemale-free-movie-downloads
[url=http://xwe.in/erotic-stories/sample-web-cam-erotic]seamed stockings on sexy legs[/url] sexy celibriy wallpaper [url=http://xwe.in/toon/toon-games]toon games[/url]
playa del carmen adult http://xwe.in
[url=http://xwe.in/gay-anal/gay-pride-clothing]erotic amateur teen foto[/url] delete porn mail [url=http://xwe.in/ass-sex/onacer-wild-ass]onacer wild ass[/url]
gay men twin porn http://xwe.in/oral/avian-oral-contraceptive
[url=http://xwe.in/thongs/granny-thongs]at and t naked use bound sexy[/url] women in shower porn [url=http://xwe.in/shemales/shemales-3d]shemales 3d[/url]
windows movie maker gun effects [url=http://worldmovs.co.cc/full_version-the-desert-trail/11916database/]The Desert Trail[/url] culture depicted in the movie memoirs of a geisha [url=http://worldmovs.co.cc/full_version-confesiones-de-una-mente-peligrosa/25817database/]Confesiones De Una Mente Peligrosa[/url]
mensa movie test [url=http://worldmovs.co.cc/full_version-run-fat-boy-run/12045database/]Run Fat Boy Run[/url] free movie the notebook [url=http://worldmovs.co.cc/full_version-life-as-a-house/16203database/]Life as a House[/url]
steel magnolias movie [url=http://full-length-movies.com/dvd-quality-movie-into-the-wild/61database/]Into the Wild[/url] bittorrent movie downloads [url=http://worldmovs.co.cc/full_version-iron-man/3006database/]Iron Man[/url]
spiderman 3 the movie [url=http://worldmovs.co.cc/full_version-2-dias-en-paris/14037database/]2 Dias En Paris[/url] halifax movie times [url=http://full-length-movies.com/dvd-quality-movie-good-luck-chuck/16302database/]Good Luck Chuck[/url]
puma childrens shoes home http://luxefashion.us/-round-neck-category45.html coco chanel quotes [url=http://luxefashion.us/cherry-on-sale-color141.html]mike majic shoes racing[/url] designer dress wedding wholesale
http://luxefashion.us/brown-men-color12.html johnny blaze clothes [url=http://luxefashion.us/replay-accessories-brand48.html]boston fashion designer[/url]
antidepressants causing hair loss [url=http://usadrugstoretoday.com/categories/anti-acidity.htm]anti acidity[/url] pe findings in diabetes patient http://usadrugstoretoday.com/categories/anti-allergique-et-l-asthme.htm
testicular pain during erection [url=http://usadrugstoretoday.com/products/plavix.htm]plavix[/url] bay pharmacy michigan [url=http://usadrugstoretoday.com/products/luvox.htm ]drug testing somas [/url] percentage of red blood cells in the average body
employee smoking clarkson hospital omaha [url=http://usadrugstoretoday.com/catalogue/m.htm]Buy generic and brand medications[/url] online weight loss contest http://usadrugstoretoday.com/products/zetia.htm
signs of prescription drug abuse [url=http://usadrugstoretoday.com/products/study-habits.htm]study habits[/url] medical lab technician online degree [url=http://usadrugstoretoday.com/products/evista.htm ]virginia farm bureau health insurance [/url] lamprey health care nh
merrell pursuit ventilator trail shoes womens http://luxefashion.us/miss-sixty-brand25.html trail running shoes [url=http://luxefashion.us/off-white-leather-shoes-color3.html]skate park designers uk[/url] designer outdoor sculpture fountains
http://luxefashion.us/d-amp-g-long-sleeve-top-for-men-white-item2274.html pictures and shish tzus clothes [url=http://luxefashion.us/?action=products&product_id=2229]the shoes worn by shakira[/url]
orphan drug [url=http://usadrugstoretoday.com/testimonials.htm]testimonials[/url] pectin health http://usadrugstoretoday.com/products/lopressor.htm
xanax for depression [url=http://usadrugstoretoday.com/products/strontium-bone-maker.htm]strontium bone maker[/url] herceptin fda [url=http://usadrugstoretoday.com/categories/anti-diabetico.htm ]the best muscle supplements [/url] hebrew medicine scripture
insurance chinese medicine uk [url=http://usadrugstoretoday.com/products/starlix.htm]starlix[/url] causes of urosepsis and yeast and fungus in blood http://usadrugstoretoday.com/categories/gastrointestinale.htm
travis county medical association [url=http://usadrugstoretoday.com/products/cialis-professional.htm]cialis professional[/url] prostate pain [url=http://usadrugstoretoday.com/products/zelnorm.htm ]ferrous sulfate menhorragic anemia [/url] health children and beer
hollister clothes http://www.thefashionhouse.us/?action=products&product_id=2323 christian dior sheer beaver coat [url=http://www.thefashionhouse.us/gucci-cashmere-sweater-for-men-classic-item1126.html]comfortable shoes[/url] ladies sexy clothes
http://www.thefashionhouse.us/-sports-shoes-shoes-category67.html basketball nike old shoes [url=http://www.thefashionhouse.us/50-jeans-size2.html]how to remove human urine smell in clothes[/url]
global lottery times free lottlo http://xwn.in/blackjack_card-counting-with-viedoe-blackjack blackjack cellular accessories
[url=http://xwn.in/gambling-online_gambling-methods]big british lottery winner mikey[/url] gambling visa card [url=http://xwn.in/blackjack_blackjack-tutor]blackjack tutor[/url]
lake charles gambling http://xwn.in/poker-online_poker-table-lighting
[url=http://xwn.in/online-casinos_casinos-near-omaha-nebraska]blackjack ii no contract[/url] samsung blackjack user manual [url=http://xwn.in/lottery_bucky-lottery]bucky lottery[/url]
blind jokers http://xwn.in/casino-playing-cards_seahawks-playing-cards-for-sale illinois lottery sales [url=http://xwn.in/keno_pogo-keno-cheats]pogo keno cheats[/url]
designer dress vancouver wedding http://topcitystyle.com/grey-white-black-dress-shirts-color110.html dkny empire luxe shoes [url=http://topcitystyle.com/black-casual-tops-color2.html]designer reading glasses[/url] remove highlighter from clothes
http://topcitystyle.com/napapijri-tops-shirts-with-colar-brand62.html fashion plantation estates [url=http://topcitystyle.com/yellow-cream-color201.html]motorcycle clothes uk[/url]
lccmr lottery minnesota http://wqm.in/jokers_jokers-updates-big-brother help with gambling gresham oregon
[url=http://wqm.in/blackjack_blackjack-ii-case]blackjack ii vertical pouch no clip[/url] steve wynn atlantic city casino plans [url=http://wqm.in/jackpot_online-jackpot]online jackpot[/url]
oregon lottery winning numbers http://wqm.in/gambling-online_gambling-casino-online-bonus
[url=http://wqm.in/jackpot_video-of-nash-bridges-season-5-jackpot]mohegan casinos[/url] fanatasy land bingo [url=http://wqm.in/jokers_jokers]jokers[/url]
connecticut casino resort http://wqm.in/keno_keno-analyis bingo games patterns [url=http://wqm.in/gambling-online_roulette-gambling-bonuses]roulette gambling bonuses[/url]
metro state medical group [url=http://usadrugstoretoday.com/products/vitaliq.htm]vitaliq[/url] elderly diabetes constipation http://usadrugstoretoday.com/products/cleocin-gel.htm giving antibiotics http://usadrugstoretoday.com/products/omnicef.htm
drugstore diet pills [url=http://usadrugstoretoday.com/products/lasuna.htm]lasuna[/url] medicine prn [url=http://usadrugstoretoday.com/products/atrovent.htm]ct department public health[/url]
zeigt fest the movie [url=http://moviestrawberry.com/films/film_daniels_daughter/]daniels daughter[/url] latina movie drive http://moviestrawberry.com/films/film_thunderball/ ghostbusters movie quotes
movie company of the day after tomorrow [url=http://moviestrawberry.com/films/film_being_julia/]being julia[/url] free porn movie watch http://moviestrawberry.com/films/film_the_snapper/ aviation movie serials
joni erickson tada movie [url=http://moviestrawberry.com/films/film_the_banger_sisters/]the banger sisters[/url] irobot movie game
free downloadable beetlejuice movie [url=http://moviestrawberry.com/films/film_saw_iv/]saw iv[/url] indiana jones movie dvds http://moviestrawberry.com/films/film_the_ultimate_warrior/ movie the invisible
sex movie torrents [url=http://moviestrawberry.com/films/film_lone_star/]lone star[/url] shanghai kiss movie review http://moviestrawberry.com/films/film_frequently_asked_questions_about_time_travel/ movie online
Savings accounts are a good deal for the banks.
Post a Comment