This is the first month that I will be paying my increased mortgage. Yuck. I budgeted for it since I had a low paying August and did not bring in as much money as I though I would on my part time job. I also pre-paid for my 1st winter propane delivery to save some $$$$. Cash was in short supply a few times because I failed to plan properly.
The good news is the other worker bee at my weekend job will be leaving soon to back on her "medical leave" for at least three months. That will be three months of me working every weekend. I am even giving consideration to working Christmas this year to save up the funds. I don't really celebrate the holiday,despite being of the Christian faith. I figured out that I was able to survive on my reduced hours schedule (did not make too many financiall goals, but paid all my bills, plus) that I can use the experience of the past 6 months to be more disciplined in my savings. I have used my e-fund a few times and did not always replenish the full amount I took out. That simply has to change. I was doing fairly well socking away money to my credit union account, I really slacked off the past few months for no good reason!
How are you doing on your saving goals?