A Few Updates

Sorry for going MIA, but I was having a problem logging into the free wireless at home and too flat out busy at work to even post from there. Things are settling down.

So a few updates.

E-Fund

My e-fund is almost at rock bottom. Why? This time is was a for legit reason. My two poochies that dislike each other had a little altercation to the tune of a $600 vet bill. Between the stitches and vet visits to patch them up, it was just shy $600 ($595). One of my friends accidently let the two girls out together and they had a bit of a bite fest. Better that the two girls bit each other than someone. It was a lot of sutures and one dog has to stay at the Vets all day on a IV drip because of the fear of infection. Needless to say I was not happy, my friend beside himself, but that is one reason I have an E-fund. Now back to building it up.

Weekend Job:

I go back to working my "old schedule" starting the first week in December. What that means is from then until sometime in May, I'll be working 6.5 days a week. I'm still on reduced hours at my "full time" job, and given my back slide in the PF department this fall, I'll just deal with it. The co-worker who is supposed to have surgery put it off 3 weeks so she could work extra hours. At this point, I just really needed to know when she was going to have her surgery so I could adjust my schedule. It's been busy at the barn and I just need to know how to plan my personal schedule.

My Lovely Neighbor

My lovely neighbor is having all sorts of issues, personal, financial, kids. I'm watching a train wreck and it's very sad. I had a long weekend of out of area work for my part time job and she watched the dogs. I told her I'd pay her (I had my boss give me extra$$$ for that purpose) and she would not take the money. It's not money out of my pay check, I negotiated the money as part of this trip out of area to help. Yet, she turned it down. I did the only other thing I could think of which was to buy a bunch of gift cards and I'll slip them to her over the next few monts. I'll update more on her situation later.

My "Full Time Job"

I've been working like a fiend on a project at work that I think will make a bit of difference to our business. It also entails a work blog (yet another blog!). I think my boss has finally gotten around to understanding the difference between a blog, twitter, facebook, et al. I think. So I've been working on this project almost non stop, getting feedback form staff and clients. If it all comes to fruitition, I'll be really happy. I think it will and now that things are slowly going back to normal, I'll be back to trolling facebook and blogger at work.


Me Personally

Honestly, I've had a bit of a backslide with the finances and my personal life. I'll put up a whinging post later this week, but I still feel like I make 2 steps forward and then 3 steps back. Again, and I have no idea how to stop this freaking cycle, I start to make some decent forward progress and then wham, I hit a wall, get stuck in a mud pile, something that really drags me down. Ugh..... I feel like no matter what I do, I keep making the same dumb mistakes and I'm putting myself in the insane aslyum trying to figure out how to break the cycle.

Ah well......More soon

The Mortgage Increases

This is the first month that I will be paying my increased mortgage. Yuck. I budgeted for it since I had a low paying August and did not bring in as much money as I though I would on my part time job. I also pre-paid for my 1st winter propane delivery to save some $$$$.  Cash was in short supply a few times because I failed to plan properly.

The good news is the other worker bee at my weekend job will be leaving soon to back on her "medical leave" for at least three months. That will be three months of me working every weekend. I am even giving consideration to working Christmas this year to save up the funds. I don't really celebrate the holiday,despite being of the Christian faith.   I figured out that I was able to survive on my reduced hours schedule (did not make too many financiall goals, but paid all my bills, plus) that I can use the experience of the past 6 months to be more disciplined in my savings.  I have used my e-fund a few times and did not always replenish the full amount I took out.  That simply has to change. I was doing fairly well socking away money to my credit union account, I really slacked off the past few months for no good reason!

How are you doing on your saving goals?