Sunday, June 27, 2010

When It Rains, It Pours

At the end of May I hurt my back and my neck. Nothing major thank goodness, but enough to send me to the doctor a few times, to physical therapy and to the massage therapist. Cost to me, about $1000.  One of the pets decided it would be fun to break it's leg.  Seriously, the pet broke his leg.  Cost to the vet for X rays, casting, meds, $500.  I'm lucky that the dog did not need orthopedic surgery. My primary vet (that I am slowly losing confidence in) sent me to a specialist muttering something about pins and screws.  I was having night sweats, surgery would have been a around $1,000.  The specialist told me the dog could get by on a cast and lots of crate rest.  Where did this money come from.  My now depleted E fund. 

What happens next, my boss holds a meeting to tell the staff that the business will be changing, one partner leaving, and everyone's hours cut, mine included.  Actually, as I posted earlier, the office is on the brink of shutting down unless plans, B, C, D somehow come to fruition.

I knew there was a reason I never put that application in for the FHA loan.

The good news of the past month.

I have pretty much recovered from my neck and back issue, the dogs leg has healed, and while I have no
 E-fund anymore, I am at least current on all my financial obligations.

I still want to spend most of my free time huddled under the pillows watching Grey's Anatomy re-runs.

More  on what's happening later

37 comments:

singlemom said...

that a rough month! I can't wait for Grey's to start again :)

Anonymous said...

just think of it this way, it cant get much worse!

Bennie Sawrey said...

I hope your back and neck feel better. It can be difficult to feel pain and not have the money to remedy it. Good thing you are starting to survive financially. Just maintain the momentum, step-by-step.

Los Angeles Bankruptcy Lawyers said...

It is important to understand the advantages and disadvantages of credit card bankruptcy. This option should only be used as a last resort. Thanks for sharing!

My money's gone said...

Well, let's face it, we're living in really rough times. I can easily relate to what you're writing about, as the employment in my company is going to shrink as well. Personally, I feel that in these troubled times, it's better to stay on the watch all the time. In other words, better get your resume prepared all the time, instead of getting a look into it the very moment you lost your job.

Jaden Allred said...

I read your money progress on the side of your blog and I think you are doing well. Any update on your financial situation? Based on your blog, I think you are managing nicely. It is hard to cope with a jobless situation. But as Bennie said, taking everything slowly, one day at a time, can be the answer.

Cade Culpepper said...

You may have gone bankrupt, but it doesn’t mean that it’s the end of the world for you. See? You proved it to yourself. You were able to bounce back and live a new life. I really hope that you’re doing great now! ;) After what happened, I am sure you learned pretty well how to make great decisions when it comes to your finances.

QUALITY STOCKS UNDER 5 DOLLARS said...

Said very well.

Kosal Da said...

This is some great information. I was wondering, do you know of a good bankruptcy attorney located in Gilbert?

Anonymous said...

I think you should try A again! I'd like to make a pair this summer, although it's pretty scary. But you've had so much success lately that I bet you'd knock 'em out of the park! I like the top pair, in particular.
everbuying.com

ss said...

I think you should try A again! I'd like to make a pair this summer, although it's pretty scary. But you've had so much success lately that I bet you'd knock 'em out of the park! I like the top pair, in particular.
Wigs

Michelle Thornton said...

That sounds like a rough time of things. That is too bad. I also feel like when it rains it pours. We had to file for bankruptcy in Canada and it was no fun at all. But, while we were dealing with that mess, it seemed that every other thing that could fall apart did fall apart. Keep your head up!

Anonymous said...

Your blog has been an interesting read. I am studying to become a lawyer doing bankruptcy in Edmonton. So I do enjoy reading you blog occasionally.

William Walker said...

I had a friend that went through a recent bankruptcy in Canada. Do you know what I can do to help him.

Kurt Cooks said...

Thanks for the tips about bankruptcy! I can't wait to use them.

William | http://www.gregorydavieslaw.com/

Wayne Parker said...

It really does pour when it rains. I wish you the best of luck. These times are tough, but you can work through it. I'm sure bouncing back from bankruptcy is tough.

Wayne. | http://www.omdlaw.com/chapter_7_bankruptcy.html

Caleb Hart said...

That's heartbreaking. It's so hard when you have one trial, let alone several all happening at once. Even your dog broke his leg so you were all just hurting. I myself have had news broken to me that my time was getting cut. I was grateful not to let go completely, but it still was a major set back for me and my family. Keep your chin up though! Many have beaten bankruptcy and it sounds like you can do it too!

http://timgeorgelaw.com/Areas-of-Practice/

Jerry Boggs said...

I can really sympathize with your situation. I recently had a back surgery, and I cannot afford to pay my medical bills. Even with insurance, the burden is unbearable. Thankfully, none of my pets have injured themselves. I will certainly have to file for bankruptcy if I get a vet bill.

http://www.faber.ca/locations

Cathy Smith said...

I'm sorry to hear that things aren't working out very well for you! Hopefully it'll all turn around soon. Money can be a stressful thing, and bankruptcy can be even scarier. I hope you had a good attorney to help you through it. http://www.yergertyler.com/lawyer-attorney-1540034.html

Chang bui thi said...

This is extremely helpful info!! Very good work. Everything is very interesting to learn and easy to understood. Thank you for giving information.
Signature:
i like play games friv online and play games girls and juego de frozen

Wheelchair said...

Hey, very nice site. I came across this on Google, and I am stoked that I did. I will definitely be coming back here more often. Wish I could add to the conversation and bring a bit more to the table, but am just taking in as much info as I can at the moment. Thanks for sharing.
Transport Chairs

Keep Posting:)

Yepi said...

You need to kill time, you need entertainment. Refer to our website. hope you get the most comfort.
Thanks you for sharing!
Yepi
Kizi
Friv
Friv Games

Friv10 said...

you'd have time to look these kids active. Please visit our website and let us play the game interesting.
Thanks for sharing !
Friv 10
Kizi 10
Yepi 2

Friv5 said...

You need to kill time, you'd have time to look these kids active. Refer to our website. Hope you get the most comfort.
Thanks for sharing !
Friv 5
Kizi 1
Yepi 3

Friv4 said...

When you're tired, you want to relax after a stressful working hours, you need to have time to take care of the kids active.
Please visit our website and play exciting flash games.Thanks you for sharing!
Friv 4

Kizi200 said...

Play the Best Free Games! We've picked out the racing games, cooking games, candy crush, games shooting, fashion games, ...
Thanks for sharing !
Kizi 200
Friv 1
Y88
Y9

lee anh nuooi said...

invites you to play games for a chance to win cars Corolla Altis car


Friv Games
Kizi 100
Games2Win
Kizi 5

Friv100 said...

You want to relax after a stressful working hours. Refer to our website. hope you get the most comfort.
Thanks for sharing !
Friv 100
Friv 8
Friv 2

GirlsGoGames Dressup said...

You want to relax after a stressful working hours. Refer to our website. Hope you get the most comfort.
Thanks for sharing !
GirlsGoGames
Kizi 100
Frvi

games2girls said...

You need to have time to take care of the kids active. Please visit our website and play exciting flash games.
Thanks you for sharing!
Games2Girls
Kizi 1000
Frin
Friv 3

Alice Denny said...

The blog or and best that is extremely useful to keep I can share the ideas. Age Of War 2
Big Farm | Slitherio | Tank Trouble
Of the future as this is really what I was looking for, I am very comfortable and pleased to come here. Thank you very much.
Happy Wheels | Goodgeme Empire | Slither.io

Eric Trump said...

Thanks for sharing this good stuff! Keep up the great work, we look forward to reading more from you in the future!
Friv 100

nguyen thanh truc said...

You want to relax after a stressful working hours. Refer to our website. Hope you get the most comfort.
Thanks for sharing !
GirlsGoGames
Kizi 100
Frvi
gold Miner 2
unfair Mario 2
cubefield 2
tanki Online 2

Friv Games
Y2
Friv 200

minecraft said...

Very nice. Posts shared useful information and meaningful life, I'm glad to be reading this article and hope to soon learn the next article. thank you

minecraft
a10 games
g9g games
4223 games
yoob games
hopy games
huz 10 games
kizi hot
kizi new games
yepi games

MRS SHARON SIM said...

Do you need Personal Loan?
Business Cash Loan?
Unsecured Loan
Fast and Simple Loan?
Quick Application Process?
Approvals within 24-72 Hours?
No Hidden Fees Loan?
Funding in less than 1 Week?
Get unsecured working capital?
Email us:urgentloan22@gmail.com
Application Form:
=================
Full Name:................
Loan Amount Needed:.
Purpose of loan:.......
Loan Duration:..
Gender:.............
Marital status:....
Location:..........
Home Address:..
City:............
Country:......
Phone:..........
Mobile / Cell:....
Occupation:......
Monthly Income:....
Email us (urgentloan22@gmail.com)

Dr Purva Pius said...

Hello Everybody,
My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

BORROWERS APPLICATION DETAILS


1. Name Of Applicant in Full:……..
2. Telephone Numbers:……….
3. Address and Location:…….
4. Amount in request………..
5. Repayment Period:………..
6. Purpose Of Loan………….
7. country…………………
8. phone…………………..
9. occupation………………
10.age/sex…………………
11.Monthly Income…………..
12.Email……………..

Regards.
Managements
Email Kindly Contact: (urgentloan22@gmail.com)

Dr Purva Pius said...

My name is Charles David,I am a Citizen Of USA.Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dr Purva Pius Finance Home he help me with a loan of $320.000 some days ago after been scammed of $4500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $320.000.Feel free to contact the company for a genuine financial service. Email:{urgentloan22@gmail.com}