I do already have a few January Goals as I've already stated, but here is a new one for me
Plan a zero based budget for February.
Since I've started this blog, I've put myself back on a budget, but while I was easing myself into it, I did not have a zero based budget. I needed a few months to figure out what my expenses were and where I could, can and must cut back. Like I've stated before, I'm in a huge re-learning curve with my personal finances.
Having a zero based budget will make me more accountable for those things I'm currently marking "miscellaneous" and should not be.
If I am serious about saving for a new to me car (and darn it I am), I need to be serious about doing a zero based budget. I know I can afford a new car, now to budget for it and be accountable for all my income.